Frequently Asked Questions
Find answers to common banking questions
- Identity Proof (Aadhaar Card, PAN Card, Passport, Voter ID)
- Address Proof (Electricity Bill, Phone Bill, Rental Agreement, Aadhaar Card)
- Passport size photographs (2-3 copies)
- Initial deposit of ₹500 (without cheque book)
- Initial deposit of ₹1000 (with cheque book)
Visit any of our 27 branches with these documents to open your account instantly. Our staff will guide you through the simple process.
- Savings Account: ₹1000
- Current Account: ₹4,000
We offer competitive interest rates for Fixed Deposits ranging from 3.5% to 6.25% per annum depending on the tenure and deposit amount.
Special rates available for:
- Senior Citizens (Additional 0.50% p.a.)
- Super Senior Citizens (Additional 0.75% p.a.)
- Bulk deposits (₹15 lakhs & above)
Ways to apply:
Visit Branch
Visit nearest branch with required documents and meet our loan officers
Steps to activate Net Banking (View only):
- Visit your home branch
- Fill Net Banking registration form
- Receive User ID and set password via OTP (For Retail customer)
- Login at our Net Banking portal
- Start using Net Banking!
RuPay Debit Card is automatically issued when you open a savings account with us.
Features of our RuPay Debit Card:
- Free debit card issuance
- Access to 27 ATMs across Rajasthan & Gujarat
- 24x7 cash withdrawal facility
- Balance inquiry and mini statement
- POS and online shopping enabled
- Secure chip-based technology
Card Replacement: Visit your branch to request replacement card.
Yes! Download our Mobile Banking app for Android and iOS devices.
Mobile Banking Features:
- Fund Transfer (NEFT/RTGS/IMPS)
- Account Balance Check
- Debit Card Management
- Statement
- Open Fixed & Recurring Deposit
- Cheque Book Request
We maintain transparent pricing for all services:
- ATM Charges: On-us transactions free, Off-us as per RBI guidelines
- Cheque Book (Saving Account): Free (40 Leafs), after that ₹4 per leaf
- Cheque Book (Current Account): ₹4 per leaf
- Locker Rent: Revised w.e.f 29-03-2024
Yes! Your deposits are completely safe.
DICGC Registered Bank
Fingrowth Co-operative Bank is registered with Deposit Insurance and Credit Guarantee Corporation (DICGC). Your deposits are insured up to ₹5 lakhs per depositor.
Additional Safety Features:
- RBI Approved and Regulated
- Zero NPA Bank since 2003
- Strong Capital Adequacy Ratio
- 66+ years of trusted banking service
- Core Banking enabled branches
Branch Banking
Monday to Friday: 10:00 AM - 4:00 PM
Saturday (1st & 3rd): 10:00 AM - 4 :00 PM
Saturday (2nd & 4th) & Sunday: Closed
ATM Services
6:00 AM TO 10:00 PM (Our ATM) & 24x7 from other bank ATM
All ATMs are available for cash withdrawal, balance inquiry, and mini statement.
Still Have Questions?
Can't find the answer you're looking for? Contact our customer support team