Loans & Advances
Flexible financing solutions for all your needs
Choose the Right Loan for You
Fingrowth Bank offers a wide range of loan products at competitive interest rates to help you achieve your personal and business goals.
Personal Loans
Personal Loan
Meet your personal needs with our flexible personal loan options. Quick approval with minimal documentation.
- Minimum Rs. 50,000 and Maximum Rs. 10 Lakh
- Competitive interest rates
- Flexible repayment
- Minimal documentation
Home Loan
Turn your dream of owning a home into reality. Finance for construction, purchase, or renovation of your house.
- Minimum Rs. 5 Lakh and Maximum Rs. 140 Lakh
- 80% of property cost
- Long Tenure - Upto 20 years (incl. moratorium period)
- Tax benefits available
Vehicle Loan
Drive home your dream vehicle with our attractive vehicle financing options for cars, bikes, and commercial vehicles.
- Age Limit- 18 to 60 years (if above 60 years co borrower is required)
- Quick disbursement
- Tenure 3 - 7 years
- Easy EMI options
Business Loans
Shop / Commercial Loan
Finance for purchase or construction of shops and commercial properties to expand your business.
- Minimum Rs. 10 Lakh and Maximum Rs. 100 Lakh
- 75% of property value
- Flexible repayment
- For all business types
Mortgage Loan
Get funds for any purpose by mortgaging your property. Competitive rates with flexible terms.
- Minimum Rs. 1 Lakh
- 50% margin required
- Multipurpose usage
- 12 years repayment
Mortgage Overdraft
Overdraft facility against mortgage of property for your business and personal requirements.
- Rs. 1-10 Lakh limit
- 4X yearly income
- Flexible withdrawals
- 10 years repayment
Why Choose Fingrowth Bank for Loans?
Competitive Rates
Attractive interest rates for all loan products
Quick Processing
Fast approval and disbursement
Simple Documentation
Minimal paperwork required
Personalized Service
Dedicated loan advisors
Current Interest Rates
Check our latest interest rates and charges for various loan products. We offer competitive rates to make your dreams affordable.
Easy Application Process
Apply for a loan in just 4 simple steps
Choose Loan
Select the loan product that suits your needs
Submit Documents
Provide required documents and application form
Get Approval
Quick verification and loan approval
Get Disbursement
Receive loan amount in your account
Ready to Apply for a Loan?
Visit your nearest Fingrowth Bank branch or contact us for more information